Navigating a Change in Your Money Flow

when your money outflow is more than your inflow

When there’s more money going out than coming in

“The way to gain a good reputation is to endeavor to be what you desire to appear.” — Socrates
Change can be both exhilarating and terrifying. That’s my journey. It’s certainly both for me – moving from a stable but sometimes unfulfilling career to embracing well-being and sharing it with others through The Harmoney Method. And all the beautiful chaos that comes with it. I am facing moments where the security of my old work is dwindling, leaving me to strengthen my faith, trust, and resilience to stay afloat and build a bridge to my new, purposeful path.

Losing Clients: A Catalyst for Growth

In recent months, I’ve been experiencing a decline in clients in my previous line of work. While it may have been a secret prayer, I rarely spoke it aloud because I understood what blessings it also allows me. This transition from marketing to well-being isn’t just a career shift but a life shift. Each lost client fees like a blow, not just financially but emotionally. Like, knocked to the floor kind of hit. I’m learning that losing can often be the beginning of gaining something far more valuable. As Warren Buffett wisely said, “Price is what you pay. Value is what you get.”

The Emotional Rollercoaster

The initial fear of losing financial stability can trigger a panic response. It’s natural to want to cling to what’s familiar, even if it no longer serves you. I’ve felt this firsthand, grappling with sleepless nights and anxious thoughts about the future. Dave Ramsey’s words echo in my mind during these times: “You must gain control over your money, or the lack of it will forever control you.” For me, gaining control isn’t just about managing finances but managing my emotional response to the ebbs and flows of my income.

Trust and Faith

Trusting in the process and having faith in my journey has been crucial. It’s easy to feel like you’re drowning when the tides of change are rough. But learning to surrender and ride the waves instead of fighting them can be a transformative experience. I write this right as I am getting swept under by this or that wave and swimming my way back to oxygen. This trust isn’t blind; it’s rooted in the knowledge that I am building something meaningful and that temporary discomfort, or downright fear, is part of the growth process.

Resourcefulness and Resilience

In navigating this transition, I’ve tapped into resourcefulness I sometimes forget I have. These most recent challenges have pushed me to think creatively and find solutions outside the conventional scope. Whether it’s leveraging my photography skills, connecting with like-minded individuals, or finding new ways to market The Harmoney Method, I’m learning to see every obstacle as an opportunity. Some days are easier than others. When I’m feeling a tough day ahead, rather than envision the entire day that way, I chunk it down to hours, minutes, moments.“In this moment, am I okay?” And almost always, the answer is ‘yes.’ Because this is something else I’ve learned: The anxiety comes from our imagining what WILL happen at some point in the future. Bu our resourcefulness, our power, is right here and now. Me writing this for you. Maybe someone that’s in the middle of a transition too.
Resilience, too, has become a daily practice. There are days when the fear of financial insecurity threatens to overwhelm, but resilience means showing up, even on those days. It means continuing to create, to inspire, and to move forward, even when progress feels painstakingly slow. I gather my strength also by having truly amazing, supportive friends and mentors. People who believe in me, in my vision, and want sincerely for me to prosper. They also understand my challenges, aspects of my personality than can slow me down in this transition. Like impatience. Lack of confidence at times. Self-doubt. You know – all those human qualities each of us grapple with in this life on Earth.

Learning to Surrender

Surrendering isn’t about giving up; it’s about letting go of the need to control every outcome. It’s about acknowledging that while I can plan and prepare, there are elements of my journey that are beyond my control. Embracing this mindset has allows me to focus on what I can do rather than what I can’t. I foible this too when I fall back into old muscle memory and feel if I put my shoulder into something hard enough – I’ll get it to budge. Maybe my work on my own self-awareness around my tendencies, as well as walking myself through The Harmoney Method, snaps me out of it quicker. And I realize that the softer touch, the yielding, invites in more abundance.

Building the Bridge

Building a bridge to new work requires laying down each plank with intention and care. It means being patient with the process and with myself. It’s a labor of love, requiring both the hard work of construction and the gentle touch of creativity and passion. Each plank represents a lesson learned, a skill honed, and a step closer to a life of purpose and fulfillment.

The Beauty of Harmoney

The journey to Harmoney is about finding balance in every aspect of life. It’s about harmonizing financial stability with emotional well-being, personal fulfillment with professional success. As I continue to navigate this path, I am reminded that true wealth isn’t measured solely in dollars and cents but in the richness of our experiences, the strength of our relationships, and the depth of our inner peace.

A Personal Reflection

My journey is far from over, and I continue to learn and grow each day. There are still moments of doubt and fear. I recognize that. I give myself a break and put my foot out in front of the other and keep moving. I also sit in prayer and reflection because I know I can’t do this alone. As I move back into balance and have my shadowy moments once again outnumbered by moments of clarity and joy… I practice appreciation. Here is my mantra as comforting reminder. You can use it too if it resonates with you.
By embracing trust, faith, resourcefulness, resilience, and the art of surrender, I am slowly but surely building a life that is not only financially stable but deeply  fulfilling.
Visit to learn more about my journey and The Harmoney Method. Together, we can find balance and harmony in all aspects of life.
All the Best for Living Well Today,

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